February 13, 20170

85% of Australians don’t know their home loan rate

Posted by:HCT Agent

An alarming statistic recently released by UBank is that 85% of Australians are unaware of their home loan rate. Considering that most Aussies can remember their phone number (94%), number plates (77%), and their parent’s phone number (76%), it’s astonishing that the vast majority of Aussies aren’t aware of such an important figure.   The…

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Finance Cars, Motor Vehicle Finance, Motor Finance
November 3, 20160

Navigating Your First Home Loan Application

Posted by:HCT Agent

Increase your chances of a fast approval with a well-prepared first home loan application. We show you how. Although applying for your first home loan may be the biggest financial decision you’ll make, it doesn’t need to be an overwhelming one. With the right preparation, a realistic understanding of your financial position and some professional…

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Finance Cars, Motor Vehicle Finance, Motor Finance
November 3, 20160

Home Loans 101

Posted by:HCT Agent

There are a range of home loans available in Australia, so it can be hard to understand their features and whether they are right for you. This guide explains all you need to know. Variable loans Variable loans are loans that are subject to interest rate fluctuations. Whenever your bank increases or decreases interest rates,…

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Finance Cars, Motor Vehicle Finance, Motor Finance
November 3, 20160

Confused about Home Loan Pre-Approvals? Follow these steps.

Posted by:HCT Agent

Ready to buy a property? You’ll need to show the seller you have enough money. For most people, this will mean getting a loan, and the first step to getting one is obtaining pre-approval for it. Pre-approval – also known as conditional approval or approval in principle – is an indication from a lender as…

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